Kia Finance America
KIA FINANCE AMERICA SERVICE
Kia Finance America is the financial services arm of Kia Motors America, a subsidiary of the South Korean automaker, Kia Motors. The company was established in 1984 and is headquartered in Irvine, California. Kia Finance America offers a range of financial products and services to Kia customers in the United States, including financing, leasing, and insurance.
Financing Options
Kia Finance America offers a variety of financing options to help customers purchase their dream Kia vehicle. These financing options include:
1. Traditional financing: This option allows customers to make fixed monthly payments for a set period of time until they fully own the vehicle.
2. Balloon financing: This option offers lower monthly payments for a set period of time, with a larger payment due at the end of the term.
3. Lease financing: This option allows customers to lease a new Kia vehicle for a set period of time, usually two to three years. At the end of the lease, customers can choose to purchase the vehicle or return it to the dealership.
Kia Finance America also offers special financing programs for college graduates, military personnel, and first-time buyers.
Online Account Management
Kia Finance America provides customers with an online account management system that allows them to access their account information, make payments, and view their payment history. Customers can also sign up for paperless statements and set up automatic payments for added convenience.
Insurance Options
Kia Finance America offers insurance products to help customers protect their investment in their Kia vehicle. These insurance products include:
1. Vehicle service contracts: These contracts provide coverage for certain vehicle repairs beyond the manufacturer's warranty.
2. Guaranteed asset protection (GAP) insurance: This insurance covers the difference between the amount owed on the vehicle and the vehicle's actual cash value in the event of a total loss.
3. Tire and wheel protection: This insurance provides coverage for damage to tires and wheels caused by road hazards.
Customer Service
Kia Finance America is committed to providing exceptional customer service to Kia customers. Customers can reach customer service representatives by phone or email, and Kia Finance America also provides an online chat service for added convenience. The company also offers a mobile app that allows customers to manage their accounts and make payments on-the-go.
In conclusion, Kia Finance America offers a range of financial products and services to help customers purchase and protect their Kia vehicles. With flexible financing options, online account management, and insurance products, Kia Finance America is a one-stop-shop for all of a customer's Kia financing needs.
Kia Finance America: Benefits of Leasing a Kia Vehicle
Leasing a Kia vehicle from Kia Finance America can be a great option for drivers who want to enjoy the latest features and technology without the long-term commitment of owning a car. With low monthly payments and a range of benefits, leasing a Kia vehicle can be an affordable and convenient way to drive a new car. Here are some of the benefits of leasing a Kia vehicle from Kia Finance America.
Lower Monthly Payments
Leasing a Kia vehicle can result in lower monthly payments compared to financing a purchase. This is because lease payments only cover the depreciation of the vehicle over the lease term, rather than the full value of the car. This can result in a significant savings for drivers, especially if they are looking to drive a new car with the latest features.
No Long-Term Commitment
Leasing a Kia vehicle from Kia Finance America typically involves a lease term of two to three years. This means that drivers can enjoy the benefits of driving a new car without the long-term commitment of owning a car. At the end of the lease term, drivers can return the vehicle to the dealership and lease a new car, or choose to purchase the vehicle at a predetermined price.
Warranty Coverage
Kia vehicles come with a 10-year/100,000-mile powertrain warranty, and Kia Finance America's lease program includes a warranty for the duration of the lease term. This means that drivers can enjoy the peace of mind that comes with having warranty coverage for the duration of their lease.
Flexible Mileage Options
Kia Finance America offers flexible mileage options for drivers leasing a Kia vehicle. This means that drivers can choose a mileage allowance that fits their needs, with options ranging from 10,000 to 15,000 miles per year. This can be especially beneficial for drivers who have a long commute or frequently take road trips.
Lower Maintenance Costs
Leasing a Kia vehicle can result in lower maintenance costs compared to owning a car. This is because most lease agreements require drivers to maintain the vehicle according to the manufacturer's guidelines, which can help prevent costly repairs down the road. Additionally, some lease agreements may include routine maintenance services, such as oil changes and tire rotations, which can further reduce maintenance costs.
In conclusion, leasing a Kia vehicle from Kia Finance America can be an affordable and convenient way to drive a new car. With lower monthly payments, no long-term commitment, warranty coverage, flexible mileage options, and lower maintenance costs, leasing a Kia vehicle can be a smart choice for drivers looking to enjoy the latest features and technology.